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Currently Viewing: Homepath Mortgage | Home


We specialize in prequalification's for HomePath purchases and completing the loan process after acceptance of the offer.

There are many benefits when purchasing a Fannie Mae foreclosed property:

HomePath Features:

You can buy your home with as little as 3% down! Fannie Mae will pay up to 6% of your closing cost for primary residences and 2% for investment properties.

Fast Closings - Our superior service and attention to detail typically allows our loans to fund faster than other lending institutions.

Priority Fundings - Emergencies happen. If you are qualified, but your financing fell through with another lender and you need to close fast, we can help. We can prioritize your loan and close it in as little as 14 days.

Priority Service with a Personal touch - With the lending model of the traditional bank proving to be slow and cumbersome for customers, we enable borrowers to obtain Homepath Mortgages quicker and in most cases at lower rates than a bank. Providing excellent service and execution we are able to stay ahead of the lending curve and exceed expectations.

Fannie Mae Standard HomePath Features:

Low 3% Down Payment - You may already have the funds needed for a down payment

Down Payment may be gifted - Perhaps a relative can provide down payment funds to help you get into a home?

Minimum 660 FICO requirement - if your credit is good, you probably have this score or higher. Not sure what your credit score is? Get your free credit report once a year, with no charge and no membership at . Have a credit score below 640? Our standard FHA is a fantastic option with very low interest rates. Our expanded FHA approval program allows credit score-challenged buyers to purchase if they have had no derogatory credit in the last 12 months.

No Appraisal Required - Appraisal issues can disrupt or even kill a purchase. Save money and potentially even your transaction.

No Mortgage Insurance Required - saves you money by not having the cost of mortgage insurance added to your monthly mortgage payment 

HomePath Renovation Financing

Get up to $35,000 or 35% of the purchase price (lesser of the two), to make improvements to the home under the Fannie Mae HomePath Renovation program (property must be Renovation financing approved and purchased as an owner-occupied property; additional underwriting guidelines apply). Call for details. 

HomePath Mortgage Interest Rates are determined by 3 separate loan factors:

Credit Score: While the minimum credit score required is 640, the higher the credit score the lower the loan costs (or lower interest rate).

Eligible property Types: 1-4 unit properties and Condominiums. Condominiums have loan cost additions. Single Family homes do not have price add-ons.

Amount of Down Payment: 3% Down payment is required on owner occupied purchases, and 10% is required on 2nd Homes and Investment purchases.

However, the more you can put down the lower the loan cost/interest rate. The less you put down the higher the rate.  

Have questions or want to prequalify?
Call us: 866-790-6925



Testimonials (read more)


Hello Jeff, thanks very much. You guys are as bad as I am working till 9–10PM. Ah the ...

- Mike Carnevale | Creamer Mortgage and Loans

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